If you're looking to diversify your source of income, but don't have the appropriate risk tolerance to live on dividends or bond returns and are leery of purchasing rental real estate, you may be wondering whether you have any other options. Fortunately, there are several alternative investment types that can provide you with a relatively low-maintenance stream of income safe from most major market fluctuations. As a bonus, some of these have a relatively low barrier to entry, helping you launch your side business without necessarily having access to a substantial amount of cash.
Credit counselling services are very helpful for people that are struggling with large amounts of credit card bills, but most programs take at least three years to complete. If you are in a credit counselling program right now, chances are that you have made some changes to the way you spend money. This is very important to avoid falling into debt again, and here are some tips relating to credit cards that will help you stay out of debt for the rest of your life.